That magical new car smell. All of those incredible new features. The envious looks from your neighbors who secretly wish it was them in the driver's seat. All of our customers look forward to these glorious new-car milestones, yet we're always surprised to hear about how intimidated they feel by the credit application process.

Look at it this way: taking hold of VW financing is pretty much the same thing as being tossed the keys to your amazing new Volkswagen vehicle. Filling out our easy credit-app is the gateway to any of our Jetta lease deals and Volkswagen vehicle offers. Scroll below to learn a little more about the ins-and-outs of the finance process so you can apply for VW financing like a Valkyrie of the credit-app.

Volkswagen Auto Financing Is Wunderbar

You've been eyeing the new VW Tiguan for sale. You know your favorite colors. You've pinpointed the options that you just can't live without. Now it's time to take her home; but, before you do, you've got to take care of that almost insignificant formality of determining how you will pay for it. Here are some demystified topics that help give our customers the confidence they need to structure their deal:

  • Lease VS. Finance - Leasing is advantageous if you love getting a new car every few years, drive a predictable amount each year, and desire a lower monthly payment. Financing is ideal for customers who drive more than 15K miles in a year and love to own their vehicle for several years or more. The payment is higher with finance because you are paying for the total cap-cost instead of a lease where you pay only for a portion of the MSRP.

  • Capitalized Cost - Otherwise referred to as cap-cost, this is the number that determines your payment in a lease. After any discounts, incentives, and down payment, your cap-cost is the net loan amount.

  • Credit Application - Whether you lease or purchase, you will need to fill out a credit application to obtain VW car financing. The rate on your loan for both lease and purchase is a function of your credit score, loan amount, and term. Lease-rates are optimized at about 3 years, whereas finance rates are optimized for a 5-year term.

We love to make VW financing easy in Atlanta. You can save yourself a ton of time on your visit with us when you fill out our secure credit application online. This allows you to have an approval in place before shopping with us so that all you have to do is pick your favorite, sign, and go!

VW Financing in Georgia Made Easy

The Jim Ellis team is part of an award-winning group in Georgia that consistently earns a reputation for fairness and professionalism. We know that buying or leasing a vehicle can have its challenges, which is why we'll make sure every stone is turned for you, with you. We've got decades of experience and a world of information to share with you. Especially about the VW Atlas SUVs for sale. Get it?

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Jim Ellis Volkswagen of Chamblee

5901 Peachtree Boulevard
Directions Atlanta, GA 30341

  • Sales: 770-458-6811
  • Service: 770-936-5537
  • Parts: 770-454-7711


  • Monday 7:30 AM - 7:00 PM
  • Tuesday 7:30 AM - 7:00 PM
  • Wednesday 7:30 AM - 7:00 PM
  • Thursday 7:30 AM - 7:00 PM
  • Friday 7:30 AM - 7:00 PM
  • Saturday 7:30 AM - 7:00 PM
  • Sunday Closed