Atlanta, GA, Car Loans

Atlanta, GA, Car Loans - Jim Ellis Volkswagen of Atlanta

Financing your new or used Volkswagen in Atlanta is easy with Jim Ellis Volkswagen. We'll work with you to ensure you get a car loan that fits your needs, with a low APR, even if you have bad credit.

You can begin by applying online using our secure application form. Or use the contact form below and we will get in touch with you as soon as possible. We have years of experience securing auto loans for our Atlanta region customers. That experience goes to work for you when you come to Jim Ellis Volkswagen of Atlanta for your a low rate on a car loan in Atlanta.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Jim Ellis Volkswagen Atlanta

Sales: 877-733-6342